Unless a storm is significant and has caused obvious damage to the buildings in your Homeowners Association (townhome and condominium), it may go undetected by you and other members of your HOA’s Board. It’s important to have a trusted contractor on your side that does free inspections to determine if your HOA should consider filing a claim.
1.) Not all Roof Damage is Clearly Visible
If you have visible damage after a storm, it’s clear an insurance claim needs to be initiated. However, the small storm hail and wind storms that pass through our area also cause issues and may leave problems behind that only a professional would be able to see. A professional roofing contractor can find these issues in a timely way helping you to file a timely claim with your insurance company.
2.) Homeowner’s Insurance and Timely Claims Filing
Did you know most insurance companies allow only 12-24 months after storm damage has occurred for your HOA to file an insurance claim? It’s important to stay current with any damage to your roof so you can take full advantage of the coverage benefits your policy provides.
3.) New Roofs are Still Susceptible to Damage
A roof can be damaged in a storm regardless of its age. High winds, falling trees, and hail know no boundaries regarding age.
With these three talking points in mind it starts to raise the question; “Is your Association prepared if a major storm damage event should occur on your property?”
Partnering with a professional storm damage restoration company long before you need service will make the road to recovery a smooth process. It will also give you nice peace of mind as you tell all those storm chasers to “hit the road” because you’ve pre-planned with Association Reconstruction.
Association Reconstruction’s Storm Monitoring Service – Our Process
Step 1 – You schedule a time for Association Reconstruction to physically inspect your property.
Step 2 – From our inspection, a baseline is established regarding the current condition of your property.
Step 3 – A baseline of your property condition is established and insurance deductibles for your Homeowners Association are reviewed. Based upon that information we will create a report for the Board of Directors.
Step 4 – Your Association is added to our Monitoring Program. This means we stay current with any storm or weather conditions in your area that may adversely affect your property. If such an event occurs, we quickly arrive onsite to inspect your property for damage.